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TO: Mayor John Laesch
FROM: Michele Clark, Chief Human Resource Officer
DATE: August 27, 2026
SUBJECT:
A Resolution Authorizing an Agreement with Blue Cross Blue Shield of Illinois (BCBSIL) for the Administration of Employee & Retiree Group Dental Insurance Plans and Further Establishing an additional Group Dental Insurance Plan for active employees and Plan Rates for the period of January 1, 2027, through December 31, 2027
PURPOSE:
To authorize administrative services agreement(s) with BCBSIL and to further establish the 2027 monthly dental insurance rates for active employees and retirees and adding a second dental plan option for active employees through BCBSIL.
BACKGROUND:
The City of Aurora currently offers one dental plan option to active employees & retirees. For 2027, the City would like to offer active employees an additional dental plan option.
DISCUSSION:
The City’s dental funding rate has remained unchanged since 2016. The 2027 renewal reflects a 10% increase for the current dental plan for both active employees and retirees, with no changes to the plan’s benefits. The current plan includes a $1,750 annual maximum benefit.
The second dental plan option, BlueMax, does not replace the existing plan and includes:
- A higher annual maximum benefit of $3,000
- Adult orthodontia coverage
- BlueMax Rollover, allowing members to roll over up to $250 per year toward the annual maximum benefit; rollover amounts do not apply to the orthodontia lifetime maximum
- A three-year rollover period
- Out-of-network claims paid at 95% of usual and customary charges
Both plans will cover preventive care at 100%, basic care at 80%, and major care at 50%, subject to the applicable annual maximum benefit.
2026 and 2027 Dental contribution sheets are attached.
IMPACT STATEMENT:
NA
RECOMMENDATIONS:
Place on the Finance Committee calendar for approval to City Council.
cc: Finance Committee
CITY OF AURORA, ILLINOIS
RESOLUTION NO. _________
DATE OF PASSAG...
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