cover
TO: Mayor John Laesch
FROM: Elizabeth Coronado Abrego, Interim Chief Human Resources Officer
DATE: September 12, 2025
SUBJECT:
A resolution authorizing Sun Life Insurance to provide life insurance services for January 1, 2026, through December 31, 2026.
PURPOSE:
To obtain authorization to continue an agreement between Sun Life Insurance and the City of Aurora.
BACKGROUND:
Sun Life Insurance has been our benefits provider since 2019 and offers additional voluntary plans for accident and critical illness coverage. The 2025 Basic Life and Accidental Death & Dismemberment (AD&D) rates are .076/.02, respectively.
Sun Life was most recently sent out for bid in 2023. The City chose not to make changes this year in order to minimize disruption for members.
Below is a summary of historical Life rate increases.
DISCUSSION:
There will be no increase to the Basic Life and Accidental Death & Dismemberment (AD&D) rates. The current rates are guaranteed through 2026, as the City successfully negotiated a rate hold. The City proposes to stay with Sun Life as they are holding the rate the same for basic employee coverage in 2026. The City will revisit and test the market in 2027.
IMPACT STATEMENT:
NA.
RECOMMENDATIONS:
Place on finance committee agenda for approval to City Council.
cc: Finance Committee
CITY OF AURORA, ILLINOIS
RESOLUTION NO. _________
DATE OF PASSAGE ________________
title
A Resolution authorizing Sun Life Insurance to provide life insurance services for January 1, 2026, through December 31, 2026.
body
WHEREAS, the City of Aurora has a population of more than 25,000 persons and is, therefore, a home rule unit under subsection (a) of Section 6 of Article VII of the Illinois Constitution of 1970; and
WHEREAS, subject to said Section, a home rule unit may exercise any power and perform any function pertaining to its government and affairs for the protection of the public health, safety, morals, and welfare; and
WHEREAS, Sun Life will provide life insurance coverage equivalent to the City's needs; and
WHEREAS, the 2026 City budget will provide funding for this item in account number 602-0000-40.28-26.
NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Aurora, Illinois, as follows: that the attached coverage and rates between Sun Life Insurance and the City of Aurora is hereby approved and shall be in effect for the period of January 1, 2026, through December 31, 2026.